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 Balance Transfer Credit Cards 
If you are currently carrying a lot of debt on a credit card with a high interest rate, a balance transfer card can be your ticket to a fresh start. Balance transfer cards let you move the balance that you owe on one credit card over to a new card, getting you better rates on the debt that you already have, and better rates for any additional purchases you might make. Using balance transfer cards can keep your interest payments manageable and affordable, and eventually help get you out from underneath your debt.
Excellent Credit Discover® More Card

  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 12 months   11.99%-19.99%   None 
Excellent Credit Discover® More Card - Clear

  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   29.99%   None 

  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   29.99%   None 
Excellent Credit Discover® Open Road Card

  • 0% Intro APR.*
  • No Annual Fee.
  • Double Cashback Bonus on grocery store purchases in November and December
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards that never expire.
  • $0 Fraud Liability Guarantee.
  • Earn 2% Cashback Bonus on your first $1000 in purchases made at grocery stores from 11/1/08 through 12/31/08. These purchases must post to your account by 12/31/08. Grocery store purchases are those made at merchants we classify as stand-alone grocery
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   11.99%   None 

  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Choose from 5 exciting sealife designs.
  • Unlimited cash rewards that never expire.
  • $0 Fraud Liability Guarantee.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   29.99%   None 

  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Unlimited cash rewards that never expire.
  • $0 Fraud Liability Guarantee.
  • Choose from 5 exciting wildlife designs.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   29.99%   None 

  • More ways to earn more cash than anyone else
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   29.99%   None 
Excellent Credit Discover® Motiva Card

  • 3.9% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Double Cashback Bonus on grocery store purchases in November and December
  • Pay-On-Time Bonus equal to a full month′s interest.
  • Unlimited cash rewards.
  • Earn 2% Cashback Bonus on your first $1000 in purchases made at grocery stores from 11/1/08 through 12/31/08. These purchases must post to your account by 12/31/08. Grocery store purchases are those made at merchants we classify as stand-alone grocery
Intro APR Regular APR Annual Fee
Puchase: 4% for 6 months  Balance transfer: 3.99% for 12 months   11.99%-19.99%   None 

  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Intro APR Regular APR Annual Fee
Balance transfer: 0% for 6 months   8.25%, 11.25%, or 14.25%  

  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Intro APR Regular APR Annual Fee
Balance transfer: 0% for 6 months   8.25%, 11.25%, or 14.25%  
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